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908-332-8575
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908-332-8575

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Cornerstone First Mortgage Resources

  • Appraisers (1)
    Note: While we/you may not be able to choose your own appraiser for lending purposes there are many other reasons why you may need a quality Real Estate Appraiser including but not limited to Divorce Settlements,Tax Appeals, Bankruptcy,Estate Valuations and Pre-Listing Valuations.
    • DK REAL ESTATE APPRAISAL INC.
      Under current laws and regulations in our country today; the majority of loan officers (or brokers) and/or their firms cannot select (hire) an appraiser. In fact, neither can the borrower. It doesn’t matter if you’re buying a home or simply doing a refinance. Federal regulations have now dictated how lenders and appraisers must behave throughout the appraisal process. Both Dodd-Frank and Truth in Lending Acts now require appraisals to be “conducted independently and free from inappropriate influence and coercion.” These new federal appraiser-independence requirements define a narrow scope of acceptable interactions between appraiser and loan officers. Lenders are simply afraid that having any contact with appraisers could be construed as violating the law by attempting to influence the appraiser's opinion before the appraisal is completed. Lenders are understandably cautious in order to avoid the possibility of severe disciplinary action. While we/you may not be able to choose your own appraiser for lending purposes there are many other reasons why you may need a quality Real Estate Appraiser including but not limited to Divorce Settlements,Tax Appeals, Bankruptcy,Estate Valuations and Pre-Listing Valuations.
  • 203k Home Renovation Loans (2)
    • 203k Consultant Look-Up
      FHA/HUD Approved Consultant Search
    • Contractors - GC
      Dynamic Home Creations is a leader in home improvement specializing in remodeling and repairs. Covering the central to northern New Jersey area we provide cost effective, top quality services to our clients. We use only the highest quality products and work closely with you on your project to ensure your vision becomes reality.
  • Cleaning Services (5)
  • Community Information (6)
    • Monument Company
      Heavenly monument is part of one of the nation's the largest memorial products company. We quarry, design, craft and sculpture granite headstones for hundreds of dealers nationwide.
    • American FactFinder
      Your source for population, housing, economic, and geographic data.
    • CitySearch
      Find reviews, directions and information on all the latest venues and businesses in Parsippany, New Jersey.
    • Epodunk
      Community profiles, demographics and vintage post cards of cities, towns and villages across the country.
    • FirstGov.gov
      The U.S. Government's Official Web Portal.
    • Sperling's Best Places
      The Ultimate Resource for Relocation, Recreation, and Retirement.
  • Consumer Information (4)
    • Consumer Reports Magazine Online
      Ratings, Buying Guides and Product Reviews.
    • HUD Consumer Information
      U.S Department of Housing and Urband Development. HUD is on your side when it comes to protecting your rights as a consumer.
    • U.S. Census Bureau
      This gazetteer is used to identify places to view with the Tiger Map Server and obtain census data from the 1990 Census Lookup server.
    • U.S. Department of Commerce
      Get the latest Economic Indicators, National Weather, Offical Time or apply for licenses and permits.
  • Credit Report (2)
    • Free Credit Report
      Get a copy of your credit report and credit score. You must do this so you can fix any errors. Get your report now!
    • Online Credit Scores - Pay Site
      This is one of many on-line credit vendors several of my clients have used it to obtain their scores prior to applying for a mortgage. This site does provide access to a variety of score models including the mortgage models.
  • Electrical (6)
  • Financial Services (2)
    • Free Credit Report
      Get a copy of your credit report and credit score. You must do this so you can fix any errors. Get your report now!
    • Insurance Quotes
      Insurance shopping made easy.
  • Flooring (5)
    • Brick and Stone
      Find a flooring contractor to install brick and stone for your home project.
    • Carpet
      Match up with carpet contractors to install for your home project.
    • Concrete
      If need concrete for a driveway, steps, court or patio, you can find a contractor here to help with your home project.
    • Hardwood
      If hardwood floor are what you need for your home project, click above to find a contractor to help you.
    • Tile
      Use tile in your kitchen, bathroom, entry way or patio. A local contractor can help with this project.
  • Heating and Cooling (5)
  • Home Buying Resources (2)
  • Home Construction (4)
  • Home Improvement Info (5)
    • Home and Family Network
      Find home building and renovation tips, ideas and information that will get you started on a project for any area of your New Jersey home.
    • Home Depot
      The Home Depot provides products and services for all your home improvement needs.
    • Lowes Home Improvement
      "Home Improvement at Lowe's. Your source for appliances, tools, home decor, lighting, kitchen cabinets, ceramic tile and kitchen design.
    • The Ultimate Home Site
      Do it yourself with help from home improvement and remodeling expert Bob Vila! Find all the home remodeling and improvement help you need from our home improvement TV shows, forums and blogs!
    • General Contractor
      With over 30 years of experience, we strive to make every project the best it can be – from concept to completion, our team guarantees that every detail is thoughtfully planned to reflect your space, style, and needs.
  • Landscape Services (5)
  • Moving Services (2)
    • Change Your Address
      This is the official web site for changing your address with the United States Postal Service (USPS). Update your address here to have your mail forwarded to your new home or apartment.
    • Professional Moving Services
      Get instant price quotes from professional Full-Service, Self-Service, Auto, Office, Specialty, and International Movers!
  • Schools and Education (4)

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